@media (max-width: 992px) {
        .innovation-hero-split {
          grid-template-columns: 1fr !important;
          gap: var(--space-6) !important;
        }
      }

@media (max-width: 992px) {
        .bento-grid {
          grid-template-columns: repeat(2, 1fr) !important;
        }
      }
      @media (max-width: 576px) {
        .bento-grid {
          grid-template-columns: 1fr !important;
        }
        .bento-card {
          grid-column: span 1 !important;
        }
      }

.programs-schemes-section {
        padding: 6rem 0;
        background-color: var(--off-white);
        position: relative;
        overflow: hidden;
      }
      .programs-schemes-section::before {
        content: '';
        position: absolute;
        top: 20%;
        left: -10%;
        width: 500px;
        height: 500px;
        background: radial-gradient(circle, rgba(28, 82, 150, 0.03) 0%, transparent 70%);
        filter: blur(50px);
        pointer-events: none;
      }
      .programs-schemes-section::after {
        content: '';
        position: absolute;
        bottom: 10%;
        right: -10%;
        width: 500px;
        height: 500px;
        background: radial-gradient(circle, rgba(238, 185, 2, 0.03) 0%, transparent 70%);
        filter: blur(50px);
        pointer-events: none;
      }
      .programs-header {
        margin-bottom: 4rem;
        max-width: 800px;
      }
      .programs-tag {
        display: inline-block;
        font-family: var(--font-body);
        font-size: 0.75rem;
        font-weight: 800;
        color: var(--gold-dark);
        text-transform: uppercase;
        letter-spacing: 0.12em;
        margin-bottom: 0.75rem;
      }
      .programs-title {
        font-family: var(--font-display);
        font-size: clamp(2rem, 3.5vw, 2.75rem);
        font-weight: 700;
        color: var(--navy);
        margin-bottom: 1rem;
        line-height: 1.2;
      }
      .programs-title em {
        font-style: italic;
        font-family: var(--font-serif);
        color: var(--gold-dark);
        font-weight: 600;
      }
      .programs-desc {
        font-family: var(--font-body);
        font-size: 0.95rem;
        color: var(--grey-600);
        line-height: 1.6;
      }
      .programs-sub-heading {
        font-family: var(--font-display);
        font-size: 1.6rem;
        font-weight: 700;
        color: var(--navy);
        margin-bottom: 2rem;
        display: flex;
        align-items: center;
        gap: 0.75rem;
        position: relative;
        padding-left: 1rem;
      }
      .programs-sub-heading::before {
        content: '';
        position: absolute;
        left: 0;
        top: 15%;
        height: 70%;
        width: 4px;
        background: var(--gold);
        border-radius: 2px;
      }
      .programs-grid-layout {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 2rem;
        margin-bottom: 4.5rem;
      }
      @media (max-width: 991px) {
        .programs-grid-layout {
          grid-template-columns: repeat(2, 1fr);
        }
      }
      @media (max-width: 650px) {
        .programs-grid-layout {
          grid-template-columns: 1fr;
        }
      }
      .program-card-item {
        background: var(--white);
        border: 1px solid rgba(11, 37, 69, 0.06);
        border-radius: 20px;
        padding: 2.25rem 2rem;
        box-shadow: 0 10px 30px rgba(11, 37, 69, 0.02);
        transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
        display: flex;
        flex-direction: column;
        height: 100%;
      }
      .program-card-item:hover {
        transform: translateY(-5px);
        box-shadow: 0 15px 40px rgba(11, 37, 69, 0.06);
        border-color: rgba(28, 82, 150, 0.15);
      }
      .program-icon-wrap {
        width: 54px;
        height: 54px;
        border-radius: 14px;
        background: rgba(28, 82, 150, 0.05);
        display: flex;
        align-items: center;
        justify-content: center;
        margin-bottom: 1.5rem;
        transition: background 0.3s ease, transform 0.3s ease;
        align-self: flex-start;
      }
      .program-card-item:hover .program-icon-wrap {
        background: var(--gold);
        transform: rotate(5deg) scale(1.05);
      }
      .program-icon-wrap i {
        font-size: 1.5rem;
        color: var(--navy-light);
        transition: color 0.3s ease;
      }
      .program-card-item:hover .program-icon-wrap i {
        color: var(--navy-deep);
      }
      .program-card-title {
        font-family: var(--font-display);
        font-size: 1.25rem;
        font-weight: 700;
        color: var(--navy);
        margin-bottom: 0.75rem;
        line-height: 1.4;
      }
      .program-card-badge {
        display: inline-block;
        font-family: var(--font-body);
        font-size: 0.65rem;
        font-weight: 700;
        text-transform: uppercase;
        letter-spacing: 0.05em;
        background: rgba(238, 185, 2, 0.12);
        color: var(--gold-dark);
        padding: 3px 10px;
        border-radius: 10px;
        margin-bottom: 1rem;
        width: fit-content;
      }
      .program-card-text {
        font-family: var(--font-body);
        font-size: 0.85rem;
        line-height: 1.6;
        color: var(--grey-600);
        margin-bottom: 1.5rem;
        flex-grow: 1;
      }
      .program-offerings-list {
        list-style: none;
        padding: 0;
        margin: 0;
        display: flex;
        flex-direction: column;
        gap: 0.6rem;
        border-top: 1px solid var(--grey-100);
        padding-top: 1.25rem;
      }
      .program-offering-item {
        display: flex;
        align-items: center;
        gap: 0.5rem;
        font-family: var(--font-body);
        font-size: 0.8rem;
        color: var(--grey-700);
        font-weight: 550;
      }
      .program-offering-item i {
        color: var(--navy-light);
        font-size: 0.85rem;
      }